LUXURY HOME INSURANCE
Specialists in sourcing the right insurance cover for owners of high-value homes & contents.
We know your time is valuable, so to streamline obtaining the right insurance for your luxury home, we have created a quote request form below that you can complete within minutes.
For Luxury Home Insurance, there are minimum sums insured on both home building and contents.
The following minimum sums insured apply to the primary residence.
For an owner occupied home with contents:
• Home sum insured (including other structures) $2,000,000; and
• Contents sum insured $300,000.
For an owner occupied unit or property that you occupy as a tenant:
• Contents sum insured $500,000
What Can You Cover In Your Luxury Home Policy On Top Of Your Insured Contents?
You can opt to cover your private collections (optional) in addition to contents cover as there are maximum limits for certain contents such as money,bank notes, cheques, gold,silver, guns, negotiables, jewellery, business equipment, watercraft, sailboards, bags etc depends on the insurer.
If you need extra cover, please make note in your quote request including item type and sum insured.
Fine Arts, Antiques and Other Curios
Silver, Gold, Platinum, Pewter, Plated Items
Wine
Jewellery and Watches
Sports memorabilia
Bags
Other Valuables
Flexible Excess Options
Do not like to claim the small things? We offer higher excess options to help reduce the premium.
Choice of Repairer
Do you have a preferred builder or architect? Our insurers offer cash settlements so you can have the freedom to use your own trades or professionals.